BODY { background: #98bfdc url("image/bg_grad2.gif"); background-repeat: repeat-x; margin-top : 0px; margin:0px;padding:0px;}
TD,body {margin-top : 0px;margin:0px; }


p {
margin: 0;padding: 10px 10px 0 20px;font: normal 70% Verdana, Arial, sans-serif; line-height: 19px;color: #000000; 
}

/* same as p but no % */
.homeContent {margin: 0;padding: 10px 10px 0 20px;font: 11px Verdana; line-height: 16px;color: #000000; }

.importantContent {margin: 0;padding: 10px 10px 0 20px;font: 20px Verdana; line-height: 16px;color: red; }
.disclaimerContent {margin: 0;padding: 10px 10px 0 20px;font: 9px Verdana; line-height: 16px;color: #000000; font-style:italic}


.formContent {margin: 0;padding: 0px 10px 0 10px;font: 11px Verdana; line-height: 11px;color: #000000; }
.coloredContent {margin: 0;padding: 0px 10px 0 10px;font: 11px Verdana; line-height: 11px;color: #376888; }


/* Side nav less pad */
.sidep {
margin: 0;padding: 0px 10px 0 10px;font: normal 70% Verdana, Arial, sans-serif; line-height: 19px;color: #000000; 
}
.sidenav {font-family: Verdana,sans-serif;font-size: 11px;font-weight: normal;color: #376888;}
.sidenav A {text-decoration: none; color:#376888;}  
.sidenav A:link {text-decoration: none; color:#376888;}
.sidenav A:visited {text-decoration: none; color:#376888;}
.sidenav A:hover {text-decoration: underline; color: #ff6600;}


/* LINKS */
A {text-decoration: underline; color:#376888;}
A:link {text-decoration: underline; color:#376888;}
A:visited {text-decoration: underline; color:#376888;}
A:hover {text-decoration: underline; color: #f38c00;} 


/* TOP */
.topbar, .topbar a, .topbar a:link, .topbar a:visited {color:#666666; font: 9px Verdana; text-decoration: none; line-height: 13px;}   
.topbar a:hover {color:#f38c00; font: 9px Verdana; text-decoration: underline; line-height: 13px;}  
 

/* FOOTER in js_footer.js */ 
.footer, .footer a, .footer a:link, .footer a:visited {color:#404040; font: 9px Verdana; text-decoration: none; line-height: 13px;}   
.footer a:hover {color:#000000; font: 9px Verdana; text-decoration: underline; line-height: 13px;}  
 
 	  


/* H  and titles*/

.backpageTitle {color:#376888; font: Bold 15px "Trebuchet MS", Verdana, Geneva, sans-serif; line-height: 15px; }
.homeTitle{color:#ffffff; font: Bold 12px "Trebuchet MS", Verdana, Geneva, sans-serif;padding: 10px 10px 0 10px; }
.homeTitle A {text-decoration: none; color:#ff6600;}  
.homeTitle A:link {text-decoration: none; color:#ff6600;}
.homeTitle A:visited {text-decoration: none; color:#ff6600;}
.homeTitle A:hover {text-decoration: underline; color: #376888;}
h1 {font-family: "Trebuchet MS",Verdana, sans-serif;text-transform: uppercase;font-size: 12px;font-weight: bold;color: #ffffff; line-height: 13px; padding: 10px 10px 0 20px;}
h2 {font-family: "Trebuchet MS",Verdana, sans-serif;font-size: 12px;font-weight: bold;color: #ffffff; line-height: 13px; padding: 4px 10px 0 10px;}


/* COLORS */
.border {background:  #376888;color: #376888;}

.beige {background:  #dddeb1;color: #dddeb1;}
.orange {background:  #fb8c00;color: #fb8c00;}
.gray {background-color: #ebebeb;} 
.lightblue {background-color: #DBE3EA;}  

/** SEO
To use <div class="seo">
<h1>Title here</h1></div>

 */
.seo h1 {
	font-family: Verdana,Arial, Helvetica,sans-serif;
	color: #709aaf;
	font-size: 9px;
	font-weight: normal;
	text-transform: none;
    text-align: right;
    border:0;
    margin: 0px 10px 0px 0px;
   
}
/* - - - - - - - - - - - - - - - - - - - -
breadcrumb
- - - - - - - - - - - - - - - - - - - - */

.breadcrumb {font-size: 10px;
	line-height: 16px;
	color: #525252;
	font-family: verdana, arial, helvetica;
	font-weight: normal;
    }

a.breadcrumb:link, a.breadcrumb:visited, a.breadcrumb:active {
		font-size: 10px;
		color: #525252;
		font-weight: normal;
		text-decoration:underline; 
		}
a.breadcrumb:hover, a.breadcrumb:visited:hover {
		font-size: 10px;
		color: #f38c00;
		text-decoration: none;
		border-bottom: 1px dashed #101010;
		font-weight: normal;  
		}